Experience everything beautiful downtown New Bern has to offer just blocks away from the beautifully restored 1845 Simpson Duffy House. Imagine walking to restaurants, theaters, shopping and community events, taking a daily stroll along the riverfront - or just relaxing on your comfortable front porch overlooking a lushly landscaped garden. Are you a boater? If so, there are two marinas within blocks of this fabulous home. And the best part is that all the hard work has already been done- leaving this charming home move-in ready with fresh exterior paint (2025), a newly glazed and sealed roof (2023), a new bath and a brand new second/ third floor heating and A/C unit (2026). Inside, the foyer opens to a gracious dining room on one side and spacious living room on the other--perfect for entertaining and family gatherings. The completely renovated kitchen is a standout, featuring beautifully finished cabinetry with soft-close doors and drawers, Whirlpool appliances, a striking blue backsplash, wall oven, built-in microwave, electric cooktop, and a charming bar area with glass-front cabinets. A fully updated first-floor bathroom offers a walk-in tile shower. 2 primary bedrooms- one down and the one up has original pine floors that lead to an impressive suite complete with a fireplace, built-in bookshelves, abundant natural light, a walk-in closet with custom fixtures and storage island, and an updated ensuite bath with walk-in tile shower and upgraded vanity. Laundry is conveniently located on this level. Two additional large bedrooms complete the second floor. The third floor offers two more bedrooms--one currently used as a studio--providing endless options for guests, offices, or creative space. Additionally there are two separate bedroom spaces-- one located on the main floor and the other on the second floor - each with a private exterior entrance, kitchen, laundry, private bath, and spacious bedroom with sitting area. These can easily be used as in-law or guest quarters, converted to rental apartments or used as a bed and breakfast. This remarkable home, zoned both residential and commercial is NOT IN FLOOD ZONE and blends timeless character with thoughtful modern upgrades - offering charm, comfort, and exceptional versatility in the very desirable Downtown New Bern Historic District.